Market Research Report

Global Micro Lending Market Report By Service Providers (Banks, Micro Finance Institute (MFI), NBFC (Non-Banking Financial Institutions), Others), By End User (Solo Entrepreneurs & Individual, Micro Enterprises, Small Enterprises) And By Regions - Industry Trends, Size, Share, Growth, Estimation and Forecast, 2021-2028

ID:VMR11214156
April 2021
Report Formats: Report Formats
Global Micro Lending Market Overview
The key driver impacting the micro-lending market is the rapidly growing favorable government initiative across developing nations for promoting the growth of small-scale industries, MSME businesses, people below the poverty line, and women. for instance, the Indian government had launched the Micro Finance Program with SIDBI to provide quick and affordable loans to NGOs and MFIs. SIDBI proposes micro-credit services to MSMEs who are involved in industrial activities. These credit facilities are offered through Micro Finance Institutions (MFIs) or Non-Governmental Organization (NGOs). also, growing demand by women from rural areas seeks small loans at affordable rates to earn their livelihood by doing small business. As per the International Finance Corporation (IFC), lending to microfinance borrowers, typically women in rural areas, has augmented by 900 percent in the last six years, from $2 billion in 2012 to $20 billion in 2018 worldwide. Moreover, the growing expansion of microfinance services in an innovative way owing to high technological advancements such as mobile banking, ATMs, POS, and others is estimated to be a significant factor that positively impacts market growth.
According to Value Market Research, the global micro-lending market size was valued at around USD 135 million in 2020 and is estimated to grow at a CAGR of about 12.5% during the forecast period of 2021 to 2027.

The rapid development of the small and medium enterprises (SMEs) and lower-income group and their unmet need for finance are estimated to augment micro-lending demand in the forecast period. For instance, according to the World Bank report, Globally, SMEs represent 90% of businesses and more than 50% of employment globally. formal SMEs is responsible for 40% of national income (GDP) in emerging nations. these numbers could be much higher when informal SMEs are added.  The world bank estimated that there are over 600 million jobs will be needed by 2030 to take in  the rising global workforce, which makes SME development a high concern for many governments globally. The International Finance Corporation (IFC) estimations, around 65 million firms, or 40% of formal micro, small and medium enterprises (MSMEs) in developing countries, have an unmet financing want of $5.2 trillion each year, which is equal to 1.4 times the present level of the worldwide MSME lending. however, the nominal records of very small enterprises (VSEs) may hamper the global micro-lending market in the long run. the high operational cost of microfinance loans negatively impacts industry growth. the current industry trends, such as the adoption of advanced technology in microfinancing and high demand for general purpose loans, are expected to provide market players with several market opportunities.

The micro-lending market is vast, with many local and global players. the key leaders follow different strategies to improve their market position, such as contracts, mergers, contracts, extending product portfolio, acquisitions, expansions, and product innovations to augment their market share globally. The known players included in the report are 51Give, Annapurna Finance Ltd, Al Amana Microfinance, Al-Barakah Microfinance Bank, Banco do Nordeste do Brasil S.A, Asirvad Microfinance Pvt. Ltd., Bandhan Financial Services Pvt. Ltd., BRAC, BSS Microfinance Ltd., Bank Rakyat Indonesia, BSS Microfinance Ltd., Grameen Foundation, Jamii Bora Bank, and Kiva.

Global Micro Lending Market Share

In this research report, the micro-lending market is segmented by service providers, end-user, and regions.

Analysis by Service Providers:
By service providers, the report is categorized into banks, microfinance institutes (MFI), NBFC (non-banking financial institutions), and others. Bank and MFI dominate the type segment with over 60% share in 2020. It is due to the growing adoption of micro-lending services among various banks and fintech industries. Moreover, the rise in microloans' needs among individuals contributes to the high demand for micro-lending in the forecast period.

Analysis by End-User:
 By end-user, the report is categorized as solo entrepreneurs & individual, micro-enterprises, and small enterprises. The small enterprise segment dominates the application segment with over 35% share in 2020. It is due to the increase in the number of small businesses across the developing nations of LAEMA and Asia-Pacific. The Solo Entrepreneurs & Individual is estimated to grow at a significant rate due to the rising adoption of microlending among individuals to maintain financial stability is the significant factor responsible for the high demand from individuals in the forecast period.

Analysis by Region:
 In the regional outlook of the global micro-lending market, the Asia Pacific region dominates with a 30% market share in 2020. The presence of key players and the surge in favorable government policies for micro-funding are critical factors driving regional growth. Moreover, the considerable population falls under the BPL (Below Poverty Line) category, and the growing need for women from rural areas who seek small loans at affordable rates to earn their livelihood contribute to the development of the micro-lending market across the Asia Pacific.

Market Segmentation covered in the Report:
By Service Providers
  • Banks
  • Micro Finance Institute (MFI)
  • NBFC (Non-Banking Financial Institutions)
  • Others
By End User
  • Solo Entrepreneurs & Individual
  • Micro Enterprises
  • Small Enterprises
By Region
  • North America
  • Europe
  • The Asia Pacific
  • Latin America
  • The Middle East and Africa
METHODOLOGY

This market research report has been produced by gathering information on the basis of primary and secondary research. Secondary research has been done by using various sources which include (but not limited to) Company Websites, Paid Data Sources, Technical Journals, Financial Reports, SEC Filings, and other different industry publications. 

If specific information is required which is not currently within the scope of the report, it can be provided as a part of customization.   

1 . PREFACE
       1.1. Report Description
           1.1.1. Objective
           1.1.2. Target Audience
           1.1.3. Unique Selling Proposition (USP) & offerings
       1.2. Research Scope
       1.3. Research Methodology
           1.3.1. Market Research Process
           1.3.2. Market Research Methodology
 
2 . EXECUTIVE SUMMARY
       2.1. Highlights of Market
       2.2. Global Market Snapshot
 
3 . MICRO LENDING – INDUSTRY ANALYSIS
       3.1. Introduction - Market Dynamics
       3.2. Market Drivers
       3.3. Market Restraints
       3.4. Opportunities
       3.5. Industry Trends
       3.6. Porter’s Five Force Analysis
       3.7. Market Attractiveness Analysis
           3.7.1 By Service Providers
           3.7.2 By End User
           3.7.3 By Region
 
4 . VALUE CHAIN ANALYSIS
       4.1. Value Chain Analysis
       4.2. Raw Material Analysis
           4.2.1. List of Raw Materials
           4.2.2. Raw Material Manufactures List
           4.2.3. Price Trend of Key Raw Materials
       4.3. List of Potential Buyers
       4.4. Marketing Channel
           4.4.1. Direct Marketing
           4.4.2. Indirect Marketing
           4.4.3. Marketing Channel Development Trend
 
5 . IMPACT ANALYSIS OF COVID-19 OUTBREAK
       5.1. Impact Analysis of Covid-19 Outbreak
           5.1.1. Direct Impact on Production
           5.1.2. Supply Chain and Market Disruption
           5.1.3. Financial Impact on Firms and Financial Markets
       5.2. COVID-19 Impact Analysis by Production, Import, Export and Demand
       5.3. Market: Pre V/S Post COVID-19
       5.4. Estimated Impact of the Coronavirus (COVID-19) Epidemic
       5.5. COVID-19: Micro and Macro Factor Analysis
 
6 . GLOBAL MICRO LENDING MARKET ANALYSIS BY SERVICE PROVIDERS
       6.1 Overview by Service Providers
       6.2 Historical and Forecast Data
       6.3 Analysis by Service Providers
       6.4 Banks Market by Regions
       6.6 Micro Finance Institute (MFI) Market by Regions
       6.5 NBFC (Non-Banking Financial Institutions) Market by Regions
       6.7 Others Market by Regions
 
7 . GLOBAL MICRO LENDING MARKET ANALYSIS BY END USER
       7.1 Overview by End User
       7.2 Historical and Forecast Data
       7.3 Analysis by End User
       7.4 Solo Entrepreneurs & Individual Market by Regions
       7.5 Micro Enterprises Market by Regions
       7.6 Small Enterprises Market by Regions
 
8 . GLOBAL MICRO LENDING MARKET ANALYSIS BY GEOGRAPHY
       8.1. Regional Outlook
       8.2. Introduction
       8.3. North America
           8.3.1. Overview, Historic and Forecast Data
           8.3.2. North America By Segment
           8.3.3. North America By Country
           8.3.4. United State
           8.3.5. Canada
           8.3.6. Mexico
       8.4. Europe
           8.4.1. Overview, Historic and Forecast Data
           8.4.2. Europe by Segment
           8.4.3. Europe by Country
           8.4.4. United Kingdom
           8.4.5. France
           8.4.6. Germany
           8.4.7. Italy
           8.4.8. Russia
           8.4.9. Rest Of Europe
       8.5. Asia Pacific
           8.5.1. Overview, Historic and Forecast Data
           8.5.2. Asia Pacific by Segment
           8.5.3. Asia Pacific by Country
           8.5.4. China
           8.5.5. India
           8.5.6. Japan
           8.5.7. South Korea
           8.5.8. Australia
           8.5.9. Rest Of Asia Pacific
       8.6. Latin America
           8.6.1. Overview, Historic and Forecast Data
           8.6.2. Latin America by Segment
           8.6.3. Latin America by Country
           8.6.4. Brazil
           8.6.5. Argentina
           8.6.6. Peru
           8.6.7. Chile
           8.6.8. Rest of Latin America
       8.7. Middle East & Africa
           8.7.1. Overview, Historic and Forecast Data
           8.7.2. Middle East & Africa by Segment
           8.7.3. Middle East & Africa by Country
           8.7.4. Saudi Arabia
           8.7.5. UAE
           8.7.6. Israel
           8.7.7. South Africa
           8.7.8. Rest Of Middle East And Africa
 
9 . COMPETITIVE LANDSCAPE OF THE MICRO LENDING COMPANIES
       9.1. Micro Lending Market Competition
       9.2. Partnership/Collaboration/Agreement
       9.3. Merger And Acquisitions
       9.4. New Product Launch
       9.5. Other Developments
 
10 . COMPANY PROFILES OF MICRO LENDING INDUSTRY
       10.1. Company Share Analysis
       10.2. Market Concentration Rate
       10.3. 51Give
           10.3.1. Company Overview
           10.3.2. Financials
           10.3.3. Products
           10.3.4. Recent Developments
       10.4. Annapurna Finance Ltd
           10.4.1. Company Overview
           10.4.2. Financials
           10.4.3. Products
           10.4.4. Recent Developments
       10.5. Al Amana Microfinance
           10.5.1. Company Overview
           10.5.2. Financials
           10.5.3. Products
           10.5.4. Recent Developments
       10.6. Al-Barakah Microfinance Bank
           10.6.1. Company Overview
           10.6.2. Financials
           10.6.3. Products
           10.6.4. Recent Developments
       10.7. Banco do Nordeste do Brasil S.A
           10.7.1. Company Overview
           10.7.2. Financials
           10.7.3. Products
           10.7.4. Recent Developments
       10.8. Asirvad Microfinance Pvt. Ltd.
           10.8.1. Company Overview
           10.8.2. Financials
           10.8.3. Products
           10.8.4. Recent Developments
       10.9. Bandhan Financial Services Pvt. Ltd.
           10.9.1. Company Overview
           10.9.2. Financials
           10.9.3. Products
           10.9.4. Recent Developments
       10.10. BRAC
           10.10.1. Company Overview
           10.10.2. Financials
           10.10.3. Products
           10.10.4. Recent Developments
       10.11. BSS Microfinance Ltd.
           10.11.1. Company Overview
           10.11.2. Financials
           10.11.3. Products
           10.11.4. Recent Developments
       10.12. Bank Rakyat Indonesia
           10.12.1. Company Overview
           10.12.2. Financials
           10.12.3. Products
           10.12.4. Recent Developments
       10.13. BSS Microfinance Ltd.
           10.13.1. Company Overview
           10.13.2. Financials
           10.13.3. Products
           10.13.4. Recent Developments
       10.14. Grameen Foundation
           10.14.1. Company Overview
           10.14.2. Financials
           10.14.3. Products
           10.14.4. Recent Developments
       10.15. Jamii Bora Bank
           10.15.1. Company Overview
           10.15.2. Financials
           10.15.3. Products
           10.15.4. Recent Developments
       10.16. Kiva
           10.16.1. Company Overview
           10.16.2. Financials
           10.16.3. Products
           10.16.4. Recent Developments
 
 *Note - in company profiling, financial details and recent development are subject to availability or might not be covered in case of private companies
 
 LIST OF TABLES
 

  •  Market Snapshot
  •  Drivers : Impact Analysis
  •  Restraints : Impact Analysis
  •  List of Raw Material
  •  List of Raw Material Manufactures
  •  List of Potential Buyers
  •  COVID-19 Impact Analysis by Production, Import, Export and Demand
  •  Pre V/S Post COVID-19
  •  Estimated Impact Of The Coronavirus (Covid-19) Epidemic
  •  COVID-19: Micro and Macro Factor Analysis
  •  Analysis by Service Providers (USD MN)
  •  Banks Market by Geography (USD MN)
  •  Micro Finance Institute (MFI) Market by Geography (USD MN)
  •  NBFC (Non-Banking Financial Institutions) Market by Geography (USD MN)
  •  Others Market by Geography (USD MN)
  •  Analysis Market by End User (USD MN)
  •  Solo Entrepreneurs & Individual Market by Geography (USD MN)
  •  Micro Enterprises Market by Geography (USD MN)
  •  Small Enterprises Market by Geography (USD MN)
  •  Global Micro Lending Market by Geography (USD MN)
  •  North America Market Analysis (USD MN)
  •  United State Market Analysis (USD MN)
  •  Canada Market Analysis (USD MN)
  •  Mexico Market Analysis (USD MN)
  •  Europe Market Analysis (USD MN)
  •  Europe Market Estimate by Country (USD MN)
  •  United Kingdom Market Analysis (USD MN)
  •  France Market Analysis (USD MN)
  •  Germany Market Analysis (USD MN)
  •  Italy Market Analysis (USD MN)
  •  Russia Market Analysis (USD MN)
  •  Spain Market Analysis (USD MN)
  •  Rest of Europe Market Analysis (USD MN)
  •  Asia Pacific Market Analysis (USD MN)
  •  China Market Analysis (USD MN)
  •  Japan Market Analysis (USD MN)
  •  India Market Analysis (USD MN)
  •  South Korea Market Analysis (USD MN)
  •  Australia Market Analysis (USD MN)
  •  Rest of Asia Pacific Market Analysis (USD MN)
  •  Latin America Market Analysis (USD MN)
  •  Brazil Market Analysis (USD MN)
  •  Argentina Market Analysis (USD MN)
  •  Peru Market Analysis (USD MN)
  •  Chile Market Analysis (USD MN)
  •  Rest of Latin America Market Analysis (USD MN)
  •  Middle East & Africa Market Analysis (USD MN)
  •  Saudi Arabia Market Analysis (USD MN)
  •  UAE Market Analysis (USD MN)
  •  Israel Market Analysis (USD MN)
  •  South Africa Market Analysis (USD MN)
  •  Rest of Middle East and Africa Market Analysis (USD MN)
  •  Partnership/Collaboration/Agreement
  •  Mergers And Acquisiton
 
 LIST OF FIGURES
 
  •  Research Scope of Micro Lending Report
  •  Market Research Process
  •  Market Research Methodology
  •  Global Micro Lending Market Size, by Region (USD MN)
  •  Porters Five Forces Analysis
  •  Market Attractiveness Analysis by Service Providers
  •  Market Attractiveness Analysis by End User
  •  Market Attractiveness Analysis by Region
  •  Value Chain Analysis
  •  Global Market Analysis by Service Providers (USD MN)
  •  Banks Market by Geography (USD MN)
  •  Micro Finance Institute (MFI) Market by Geography (USD MN)
  •  NBFC (Non-Banking Financial Institutions) Market by Geography (USD MN)
  •  Others Market by Geography (USD MN)
  •  Global Market Analysis by End User (USD MN)
  •  Solo Entrepreneurs & Individual Market by Geography (USD MN)
  •  Micro Enterprises Market by Geography (USD MN)
  •  Small Enterprises Market by Geography (USD MN)
  •  Global Market by Revenue
  •  North America Market by Revenue
  •  Europe Market by Revenue
  •  Asia Pacific Market by Revenue
  •  Latin America Market by Revenue
  •  Middle East & Africa Market by Revenue
  •  Recent Development in Industry
  •  Company Market Share Analysis
 
 * Kindly note that the above listed are the basic tables and figures of the report and are not limited to the TOC.

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